The hospital accepts various medical insurance schemes that can cover all or part of patients’ accounts. Should a patient require an estimated cost for a particular procedure just telephone the hospital and staff will be happy to assist.

St. Joseph's Hospital deals directly with the following insurers:-

	VHI (Voluntary Health Insurance)
	Quinn Healthcare (formerly BUPA)
	VIVAS
	ESB Medical Provident Fund
	Prison Officers Association
	St Paul's Garda Medical Aid
	National Treatment Purchase Fund (NTPF)

It is essential that patients know their level of insurance cover before entering the Hospital.
On admission, a patient should bring with them details of their Insurance Cover, if any, including their membership number and the plan they are covered for, as direct payment by insurers requires form completion on admission to any hospital.

Patients with an insurance plan that does not fully cover their stay in hospital will be required to settle any shortfall before leaving the hospital. If patients have any queries on entitlement it is important to clear these with insurers before admission.

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Vhi

Plans C, D, E
	Full cover for side room, day case, semi private and private.
Plans B
	Full cover for side room, day case and semi private. If you request a private room there will be a shortfall to pay. Please contact the accounts department at 071 916 2649 for cost.
Plan B with excess
	Same as for plan B but an excess of €75 may apply.
Plan A
	Covers 60% of private or semi private.
First Plan
	Covers 50% of semi private rate. Covers 60% of day care & side room.
First Plan Plus
	Full cover for semi private, day care & side room.
Family Plan
	Covers 50% of semi private rate. Covers 60% of day care & side room.
Family Plan Plus
	Full cover for semi private, day care & side room.
Forward Plan
	Full cover for private, semi private, day care & side room.
Company Plan
	Covers semi private, day care & side room. An excess of €75 applies per admission.
Company Plan Plus
	Covers semi private, day care & side room. An excess of €75 applies per admission.
Please contact your insurance company to see if any balance or excess applies to your policy or contact the accounts department for an estimate of cost.

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Quinn HealthCare

Essential
	Does not cover in full for private, semi private, day case or side room. Please contact your insurance company or the accounts dept for Shortfall.
Essential Plus (no excess)
	full cover for semi private, day case and side room. Balance due per night for private room.
Essential Plus (with excess)
	Covers for semi private, day case and side room buy An €80 excess may apply.  Amount due per night for private room Plus €80 excess may apply.
Health Manager Gold
	Full cover for private, semi private, day case and side room.
Health Manager
	Full cover private, semi private, day case and side room but an Excess of €126 may apply
Health Manager Starter
	Full cover for private, semi private, day case and side room.
Please contact your insurance company to check if any excess or shortfall applies to your cover.

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Hibernian Aviva Health

Me Level 1
	60% cover for semi private, day case and side room. 45% cover for private.
Me Level 2
	Full cover for semi private, day case and side room. Balance due per night for private room.
I/We Level 1
	60% cover for semi private, day case and side room. 45% cover for private.
I/We Level 2
	Full cover for semi private, day case, and side room. Balance due per night for private room.
I/We Level 3
I/We Level 4
I/We Level 5
Please contact your insurance company to see if any balance applies to your policy or contact the account department for an estimate

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ESB Medical Provident Fund

Extra Benefit
	Full cover for private, semi private day case and side room.
Ordinary Benefit
	Full cover for semi private, day case and side room. If you Request a private room there will be a shortfall to pay. Please contact the accounts department for cost.

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St Paul's Garda Medical Aid

Medical Aid
	Full cover for semi private, day case and side room. If you request a private room there will be a shortfall to Pay. Please contact the accounts department for cost.

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One Off Private Treatment / Non-Insured Patients

	For patients without healthcare insurance, we offer one off private treatment.  Please contact our accounts department on 071 916 2649 who will be pleased to provide you with an estimated cost.